Author Archives: blue

The Simple Things in Life and Improve Your Self Confidence

Every day on the way home from work I sit on the train and observe the goings on in the carriage around me.People, dressed in their constrictive little penguins suits, shuffle around so they don’t have to sit next to one another or (God forbid) look at one another. Plugged into their little white earphones they are completely oblivious to anyone sitting around them. Carefully arranged bags make the seat next to them look just uninviting enough to deter anyone who might want to attempt sitting next to them. Since when have we become such a self involved and insular community? People are, for the most part of their day, shut off from all the amazing experiences around them.The thing is this… It all makes me feel really lucky. Since I experienced my own quarter life crisis and started travelling life has become a completely different experience for me and has opened my eyes to world around. I really hope that others can experience the same kind of excitement about life as I have right now. Many people are scared to let go of their preconceived notions of what their lives have to be and they become depressed by it. I’m so fortunate that on my travels I have met so many other people who, like me, are experiencing life to the full. It gives me inspiration to keep on going.

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There is also not just one way of going about experiencing life, which is partly what makes it so great.Even just taking a different route to work or watching less T.V and going for a walk can be enough for some people to shake off the shackles of their day-to-day stupor.I really explored this concept this after attending some excellent courses run by Karma Jiga. Karma Jiga was a senior monk at the world-famous Samye Ling Monastery in the Borders of Scotland and the founder and Project Director of Rokpa Dundee. He opened my eyes to a lot of things including the theory of mindfulness and since then I would encourage anyone if they have any interest in getting rid of stress and living more in the moment to attend some meditation classes. They don’t have to be religious if you have no interest and can be used as a really effective life tool for all sorts of things. Some of the most important principles were very straight forward: Take notice of the world; focus on whatever you are doing; commit random acts of kindness; be thankful for yourself and your life just the way you are. However, these are things that most people forget on a daily basis. Too many people spend their lives wishing their lives away. Psychology today also recently printed an interesting article on trying to live in the moment.For some, maybe the way to reconnect is just looking a little harder at what is going on around them. A few weeks ago I went to see an exhibition by the artist Louise Hawson Who, In 2009 decided to spend a year exploring and photographing one new Sydney suburb a week. The suburbs of Sydney vary hugely from place to place and i think most people would be surprised if they headed out from the CBD to Auburn, for example, which has a high population of Islamic people and a plethora or Iranian, Turkish and Middle Eastern restaurants. Louise shares her experience here on her blog, 52suburbs.com.au She has now extended her project and is looking at suburbs around the world. I’d highly recommend her blog to anyone and it is a fantastic insight into some of the lesser known suburbs In the city.

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For others, maybe the way to discover happiness is by travelling and I am so fortunate that I have so met so many other people who, like me, are experiencing the world though travel. For some really interesting blogs based on travel check out my section on fantastic blogs which will be being updated periodically. When I talk about my travels many people express how they WISH they could travel too but can’t because of commitments or finances. I’m never sure exactly what to say to them except go for it! You will never regret the things you do… only those that you don’t. For some more practical advice the other day I read a fantastic blog by The Nomad Grad who explains how she manages to finance a nomadic lifestyle… so now there are no excuses!I’m aware this has been a bit of ramble but I hope it inspires people to go out there and start living… or at least let someone sit next to them on the subway without a grumble. Who knows what interesting stories they might have to tell or where it might lead you!

How to Spice Up Your Travel Life with a Caribbean Travel Vacation

For those whose vacations get boring at the same destination or who want new vistas to explore, consider a Caribbean travel vacation. Whether that may involve sailing, botany, scuba diving or just lounging on beautiful beaches, you can spice up your vacation, and your life with a vacation in the Caribbean.The Caribbean islands span a very large geographic area in the Caribbean Sea that is bordered by the Atlantic Ocean, Mexico and South America and includes hundreds of islands and vacation opportunities.Nestled between the turquoise waters of the Caribbean Sea and the mighty North Atlantic Ocean, Antigua is a tiny island that makes up the second half of the country, Antigua and Barbuda. With an area of 108 square kilometers and a fascinating landscape of low-lying limestone and coral islands with some higher volcanic areas, the island is a haven for people looking for a place to relax and have fun in their own tiny spot in the Caribbean. Places like Antigua Bay provide a tranquil and beautiful backdrop for your vacation.A vast portion of activities you can do in Antigua involves water excursions, such as Antigua sailing week, boating, and yachting. But for the land-lubber, there is also a multitude of alternative activities available, including cricket, tennis, eco tours, golfing, hiking, bird watching, hunting, and riding.

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The Bahamas islands are located on the eastern edge of the Caribbean, just south east of Florida. If you want to the variety of activities that include shopping, nightlife, and bustling centers, while exploring the beautiful beaches, then consider vacationing in capital city of the Bahamas, Nassau, or the impressive Grand Bahama Island.Nassau features an eighteen acre Botanical Gardens with over six hundred varieties of shrubs, flowering trees and cactuses. The Gardens contain a huge collection of Bahamian and exotic orchids. Admission is nominal at around 1 USD.But if you’re looking to be away from all the crowds and finding an intimate escape from civilization, you may want to be in the out islands of the Bahamas, like The Abacos, Andros, Acklins, Crooked Island, The Exumas, Bimini, Cat Island, Eleutheram, Harbour Island, and all the other out islands which offer the most diverse of experiences and private spots. Deciding on the island of your choice and the activities that you want to do will give you a head start in planning a Caribbean vacation package.Andros is an excellent place to kick back and enjoy the warm Caribbean sun. Because most of the island is undeveloped, there are few phones, few bus lines, and other facilities that could distract you from your relaxing vacation.Andros is not just one island but a group of islands tightly meshed into one archipelago. With its rocky shores and a web of creeks, this Caribbean luxury travel destination has never offered the kind of obvious harbor found on other Bahamian islands so, apart from the odd fishing lodge and Caribbean luxury travel retreats, development has largely bypassed it. However, what has made the island unsuitable for urban evolution makes it perfect for eco-tourism.If you love nature, you will love the flowers of Costa Rica. Costa Rica’s flora biodiversity alone is made up of well over 10,000 species of vascular plants and beautiful flowers. As for trees, almost 2,000 species have been recorded in this small country in Latin America. This makes a Caribbean travel vacation to Costa Rica even more exciting, with such fascinating and endless number of natural habitat for various flora and fauna.

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With its clear waters, corral reefs, and amazing sea life, St. Thomas is one of the best places in the world to go on a scuba diving adventure. The island is well-known for its seclusion and beautiful top rated beaches, but it is the scuba diving experience as a popular underwater activity that brings in tourists from all around the world.Whether you consider yourself an experienced scuba diver or just a beginner, try scuba diving on a guided tour. Scuba diving tours are given by trained and experienced professionals. You may find scuba diving tours right off the coast or tours that are hosted off of a boat. Two excellent tour guides include Blue Island Divers and the Admiralty Dive Center. Both offer tours exploring underwater wreckage and underwater sea life, as well as diving lessons and tours are available for individuals of all ages.There are many other varieties of vacation experience available in the Caribbean islands. Spice up your life with a dash of Caribbean travel on your next vacation and you will definitely want a second helping.

A Philosophy of Travelling Life

There is a thought that time does not actually move, but rather it just remains as a state or as an idea. For God of course a millennium is just a fleeting moment. But, here on our beautiful planet life proceeds under its own steam, at a pace that is relevant to the time. People are born, growing, go kindergarten, school, university, work and then retire. After such a long journey to us mere mortals, people have got plenty of time to rest and relax. The youth of today have love and time and run, if it stops tomorrow; the older you are the more memories and moments you begin to understand. And every person in his/ her 30s, 40s, 50s etc can say the life really only begins to make any sense, once you have the knowledge of time.The young see and rush at life with such vigour thinking it is only going to last the one day, but this is truly only a prelude for a real life. I have noted that many retired people still retain plenty of energy and power. They are ready to go be active and go on holidays and still want to experience new emotions and feelings. The time and new freedom gives them the wings to fly! With such a wide range of psychic types and individuals, there is among us a diversity of reasons, motivations and goals that these travelers are intent on seeing.

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Academic thinking people like intellectual traveling. They are often interested in feeding their brain with fresh information that stimulates their thoughts. The most important aspect of their travel is to learn and open your mind and discover new things. I suggest that people with good sense would like to visit historical places, new locations, places of interest, tourist attractions, museums, parks, zoos, aquariums… They adore to meet new people, study new cultures, find out new facts about history, locations, countries etc. They are by definition curios and the more places they visit, the more satisfied they feel and a need to look for more. I also propose that a second type of seeker is found to be fonder of the physical pastimes.They still enjoy the adventures of travel, but they go further by delving into the likes of camping, fishing, hunting, hiking, skiing, rafting, canoeing and in general water sports or any other physical activities. I feel it provides such people with a portion of adrenalin, as they like the risk and most definitely the feel the end justifies the means! Creative people get inspiration from art. Art is a style of life that stimulates them for masterpieces and deeds. Depending on the particular passion a person can go to Austria for seeing the best performance at the State Vienna Opera House, Metropolitan Opera in New York or to see a musical performance in a Broadway Theatre. Also for an artistic type it can be an appeal to visit galleries of pictures, to attend a movie festival etc. There is one more group of people that really enjoy the life of socialising during their trips. “Social people” love to visit their families, friends and meet new people. It is important for retired people feel like they are a part of a global community, they made their contribution and they should now enjoy and reap the rewards.

Critical Areas That Travel, Life And Health Insurance Address

Travelling is a way of exploring the world and connecting with people from the across the globe. To some, it is a hobby or a leisure activity. For any journey, someone is always there to wish you a safe one. However, you are not safe enough until you take travel insurance for your journey. Travel insurance ensures your safety by addressing key areas of your life in the event anything unfortunate occurs. Medical costs tend to accumulate to stressful figures when you get into an accident of any sort. Therefore, to ensure that you are on the safe side, travelling insurance will deal with the following to assist you:· Medical careIn fatal accidents, barely anyone survives the incident. The lucky few who come close to survival end up in ICUs or ERs where they get special care from the paramedics. The medical care comes with many expenses as said earlier. Travel insurance policy comes through at this point to make things easier for you and your family members. Even as you undergo special treatment, you will have nothing to bother you except pain, which is obvious, since the cover will take care of everything.

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· Medical prescriptionsThe hardest part about treatment is not actually taking the medication, although some people who may be allergic to certain drugs qualify as exceptions (and end up getting special attention). The worst part is getting the drugs, which are costly. Not everyone is capable of affording expensive drugs and this ends up taking a toll on their health. To solve this problem, some packages that consider not-so-privileged people in society such as no exam life insurance (it cuts down on expenses incurred by obtaining a medical report) ensure that you have access to the right medication in the appropriate time.· Medical transportationThese days, the health services are faster and better. For many years, people have had their emergencies addressed by ambulances that quickly came to the rescue of people fighting for their lives. Right now, there are air medical services. If your life is at high risk and you need transfer to a hospital in overseas with better facilities, the travel insurance cover will facilitate medical evacuation to save you from the critical point.

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· Medical visitsAfter recovery from a serious illness, you may still have to stop by the hospital on few occasions for medical check-ups on health progress. In a few words, all the things that can give you headache will be non-existing after you take the travel and life cover. Even as you travel, you will be sure of safety and have some of hope of seeing your loved ones again.

My Exciting French Travel Life

Tucked away, almost deleted, in my spam box this morning, was a very welcome virtual “Treasure of France.” An email from a family I spent a night with more than a year ago. It was, like all of my “one nighter” filming encounters, 24 plus hours of genuine hospitality and friendship. A (for me, continuing) demonstration that “people will always be kind.” And a realization by all, that this unexpected evening would, most probably, be a one time event. Their mail ended with: “We wait to hear more news of your (my italics)exciting life.”Exciting life? Me? Uhhhh… well… I have experienced virtually every region of France. And, in all modesty (of which as you know, dear reader, I have an unlimited supply) I “know” more about those regions than most of the natives here. But, exciting?For me, “exciting” is a sudden, unexpected jolt of adrenalin. Usually flavored heavily with pleasure, joy, happiness, or some positive variation thereof. Like winning the lottery or discovering your bank balance gained some zeros on the end overnight. Exciting? Absolutely! A roller coaster ride. Not my personal cup o’ tea. But exciting? Yup.

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Chained to my computer on a sunny day, curtains drawn, chirping birds punishing me with their happiness, as my software refuses to do it’s job. Exciting? But wait… there’s more! When, after a million light years on hold (which I am paying for) the tech geek says: “Gee – never heard o’ anything like that before.” And does he then continue: “What I’d suggest is…” You know the answer dear reader, do you not? Exciting?A flat tire in beyond the middle of nowhere. In a plus 9 gale with horizontal sheets of magnum force rain. After 10 hrs in the saddle, and 2 yet to go. You’re exhausted. You’re starving. And, (wouldn’t ya know it) you have to pee like there’s no tomorrow! Exciting?Your (only) Camcorder craps out 10 days before a major shoot and, you guessed it – no one in Europe has the part. Soooo – back it goes to the excited states, while you sweat bullets, with each kilometer, creeping forward to your rendezvous with one of the most celebrated chefs in France. Trying to imagine how you’ll finesse a video shoot with no camera. If “free floating anxiety/latent panic” are your ideas of “excitement”… then this, clearly, is the zenith of excitement!For the most part, I guess I think of my life more in terms of satisfaction and contentment. Both of which, are the obvious results of memorable travels and countless marvelous meetings. Treasured even more for their spontaneity.Past satisfaction and contentment, there are rare, but definite moments of pure Bliss. Most of them, relating to smells. The heady scent of Provencal lavender on a baking hot day. The almost medicinal aroma of pine, surfing the forests of the Var, in equally sweltering heat. The early morning perfume of freshly baked bread as you glide through a tiny perfect village, still sleeping. Expect for the postman on his clunky yellow bike.But for me, the greatest, defining moment of bliss, is floating through a landscape so perfect, with light so clear and soft you want to stop every other minute. Not just for a photo opp. But simply to marvel at it all. In this moment of bliss, the road is a glass smooth, no potholes surface. No cars. No billboards. You’re not hungry. Not tired. And the temperature is pleasantly warm, with a soft, caressing breeze.

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This, dear reader, is what I live for. This is the “pinch yourself” moment. When you can’t believe that life can be this perfect. And(as you’re pinching yourself) realizing that there are kazillions of people all over the world (some of whom you know) who are in suits and (uggh!)inside! Even worse, some are in suits, in cars, stuck in traffic, with no good song on the radio!It is at that moment, regardless of whether you believe in luck, destiny, fate, or none of the above, that you know(and appreciate) beyond the hint of a shadow of a doubt – you are on the right road!”I have taken the road not taken and it has made all the difference.”
– Robert FrostThere you have it, dear reader. The black, white and grey of my life.(So far!)Exciting? Or just “different?”
THROW ME A BONE HERE PEOPLE!What are ya Thinkin’?

Important Documents Every Traveler Should Carry

Even with careful planning, emergencies can occur while traveling. Whom would you call if you became ill on a trip? What do you do if you are the victim of a crime? Where would you go if you lost your passport?Before you begin your journey, be sure to have the following documents and make extra copies! Start a traveling file and keep copies of all your important documents in it at home. Take copies of the policies you’re bringing with you and place them in your carry-on or money belt.Insurance DocumentsHealth Insurance: Keep a copy of your insurance policy, contact phone numbers, and policy numbers. Make notes on what is covered while you are away from home.Travelers Insurance: If you use travelers insurance, keep copies of policies for quick reference. These policies can include trip interruption or cancellation insurance, travel life insurance, baggage replacement, and travel medical coverage.Credit Card Insurance Coverage: Many credit cards will provide travel insurance for a variety of situations such as lost luggage, lost or broken items, and even life and medical coverage if your trip is paid using the card. Know what your credit card covers while traveling, and keep a copy of the policy.

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Passport If you are a frequent international traveler, keep your passport up-to-date in case of last minute trips. Some countries require that your U.S. passport be valid at least six months or longer beyond the dates of your trip. It can take several weeks to receive or renew a passport. Make two copies of your passport, keep one for your travel file, and take one with you while traveling. A copy of your passport will help agents to replace it if your passport is lost or stolen.Credit Card Numbers and ContactsWrite down the card numbers, expiration date, and contact phone numbers of all credit cards and phone cards, and travelers check replacement numbers. Make two copies, one for your travel file and one to take with you. Inform your credit card company that you will be using your card to make purchases in a foreign country. Many credit card companies have security controls that will invalidate your credit card if the card shows “out-of-pattern” buying such as foreign purchases. Having the credit card company putting a hold on your credit card can be embarrassing and time consuming to straighten out.Emergency Contact NamesYou should have a list of names and phone numbers of family and/or friends that can be contacted in case of an emergency. Make at least 3 copies and carry one on your person, one for your home file and one for your carry-on.Medical RecordsMake sure your health insurance covers you in foreign countries. If you have a specific health condition, have your doctor make a copy of the condition and possible treatment to carry with you in case of emergencies. Make an extra copy and carry this on you in case you become incapable of taking care of yourself.Health ConsiderationsHave a list with the name and phone number of your doctor in case of emergencies.If you require medication, take enough extra in case of extended stays or loss of baggage and pack your prescriptions and medications in your carry-on luggage. Your medication may be considered illegal in foreign countries so check with the embassy website of the country you will be visiting for listings of medications that you may need to take. Location of U.S. Embassy or ConsulateBefore you leave the U.S. write down the address and phone number of the U.S. Embassy or Consulate.

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Registering at the U.S. Embassy or Consulate makes your presence and whereabouts known in case of an emergency. During a disaster overseas, American consular officers can assist in evacuation if necessary. But they cannot assist you if they do not know where you are. A country where there are no U.S. officials, you should register at the U.S. embassy or consulate in an adjacent country and leave an itinerary.Information on your welfare or whereabouts may not be released to friends or family at home without your written consent. Remember to leave a detailed itinerary and the numbers or copies of your passport or other citizenship documents with a friend or relative in the United States.The American Citizens Services has offices set up at U.S. embassies and consulates throughout the world to assist Americans abroad in emergency situations, including arrests, death cases, financial or medical emergencies, and welfare and whereabouts inquiries.Most of us will never deal with major emergencies while traveling; but, when an emergency occurs, it can be critical to be prepared.

Travelling Teddy Bears

Have you ever seen a furry teddy sitting on a plinth in Trafalgar square? Or perhaps a small teddy bear posing for a photo in front of the rocks at stone Henge? Or even some small paw prints in the snow near the Mermaid in Copenhagen? If so, chances are you have seen a travelling bear!Travelling bears are small teddy bears who travel the world in search of adventure and famous landmarks. They usually travel with a human friend who places them in front of well known monumnents and takes photos which can then be uploaded to facebook, a blog or the bear’s own website.

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Not every bear is cut out for this life – they need to be very brave little bears and should also be small enough to comfortably fit in a bag. They should easily be washed too as the travelling life can be dusty.There are a number of themes in this category, including educational travelling bears who belong to classrooms and travelling bears who are sent from person to person so they can experience as much of the world as possible.In fact you have probably already unknowingly heard of a travelling bear. Paddington bear is a very famous example as he arrived in London all the way from Peru (having travelled on a ship to get there) and sat in a busy London station with only a suitcase and some Wellington boots with a note around his neck asking anyone who found him to look after him. He was picked up by a family and his adventures after this are legendary. This is exactly the kind of spirit that is needed for a particular Teddy to become a successful travelling bear. Other famous travelling bears could be argued to be Rupert the Bear, who, although does not travel the world much, does travel into magical lands and has amazing adventures that are documented in many comic books and even a TV series.

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Bear Grylls does not count. Although he does indeed travel the world and in fact goes to places that many other bears would find it hard to survive, in spite of his misleading name he is not really a bear at all but is in fact a man who has taken a bear name. So although yes, he is a bear who travels he is not a travelling teddy bear and fails to make the cut.

Why Do We Choose to Travel?

Trains, buses and airplanes have been in recent years overcrowded with youngsters having a backpack or cabin luggage and determined expression. What are they searching for? What is their aim and destination? It’s time to explore the reasons for this international exodus.You cannot say that old people don’t travel. I dare say, however, that the aims of students and young people in general differ considerably from old groups. Maybe students want to flee over the borders by the new individuality gained by our early adolescence or our personality formed after the wild period of adolescence. Maybe it is the perpetual denunciation of our parents about everything they couldn’t do when they were our age. Maybe it is the feeling of necessity to escape and free ourselves from everything at once, maybe we just need to find something to attach ourselves to. Or the thing that makes us go is just the incredibly cheap flight fare for the journey… anywhere. Where are students after all try to save each penny.Holiday adventuresThe young people who actually plan their travel at least a little usually go for discovering and adventure. Places teeming with life and people tempt students, but also on the other hand, by deserted landscape of untouched nature. While discovering new places and enjoying wild traveling life there is nothing better than a group of friends with whom you may share every crazy detail you can notice or the silliest ideas you may have on the way. Nevertheless, if you don’t have a group of 5 best friends around, you will do just fine with just one or even with your girl/boyfriend. Despite of all the freedom and relax claims of people who actually do travel alone, to me it’s the saddest thing ever. Be honest and don’t fool yourself… You just need someone to watch your stuff while you’re in restroom or to take picture of you leaning to the Eiffel tower in the air.

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International studiesIf we overlook holiday journeys seeking fun and exploring, the next strong incentive for escaping our country’s boundaries are studies. Well… studies. I’ m not sure about other parts of the world, but today in Europe the Erasmus program is enjoying such a popularity! I’m sincerely afraid, that the amount of money for this purpose originating in EU funds will be soon higher than all the bailouts for all indebted European economies altogether. To find a partner faculty, to apply, to get a scholarship, to get your suitcase packed and go conquer the world? How cool is that? Moreover, besides the general awareness made by the idea of international work on beer or similar competitions, you can really profit from these exchange programs in terms of getting valuable knowledge in courses that wouldn’t be available in your university. Not mentioning the fact you can finally improve the label of your language skills saying “Fluent.” Your CV can never get any better, can’t it?Working experienceWhen the student starts to feel the approaching end of his life (studies), it’s a right time to start balancing. He/She often comes to conclusion that the studied theory or the diploma itself may not impress the HR professional as much as expected. So, what could hit him or her? Experience, maybe. But one cannot find them anywhere below the college desk. To get it it’s essential to consider taking part in internship, training or short-term work programs. And that is also a good opportunity to spend another couple of months abroad, especially, when you find your country boring. The students search for internship related to their field of study or they choose from possibilities in the destination country of their preference. The work and travel programs in Asia are very popular lately. You can become a language teacher or the hotel receptionist very easily that way. The farm jobs in Australia and professional internship in multinationals in America are the most wanted as well. The large part of these short-term migrating hard workers are the brave Au Pairs that don’t intend to fight crocodiles or yellow fever, nevertheless, they struggle more annoying screaming brats of busy irresponsible parents. But all the troubles and inconveniences are worth it in the end. After all, they’ll see the world and get paid for that.Life missionTo go abroad for long time or for a lifetime is undoubtedly one of the most important decisions of your life. From my point of view one feels kind of life mission and might lack the right place to realize it. The prospect of successful carrier is what calls us to foreign country, or it is the environment that would inspire you and support you professionally. I can imagine the appeal for atomic physicist coming from CERN, Switzerland. We expect the same excitement from fashion design student, avant-garde Italy attracts him, or from an archaeologist longing for the South American excavations. If the student’s field of study is more traditional ( I’m trying to avoid the term mainstream), he often sets off in the direction “Higher salary.” If the idea of material security drives us beyond the borders, we usually have strong attachment to our homeland and those who we leave there. It is actually possible that we might come back one day. This is at least what they, who kiss us goodbye on our way for riches, think. The next reason for you to leave for good can also be love. You know how it works, to fall in love on summer holidays is so easy, especially, when you then get the feeling of being a romantic hero, who suffers because of never-to-be love. However, the transport cost is dropping constantly despite the rising prices of the petrol, so the story doesn’t really have to end in a tragic way as in a novel. It’s pretty normal, the world is full of multicultural families, bilingual children and grandparents travelling to visit their beloved grandchildren once a year. Unfortunately, at the end of the day, not every from such love stories has a happy ending. Not that I would want to prevent anyone from following his love, go for it!

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Our dreamsIn my opinion, the youth really don’t have to think that much about travelling. We travel, because we want to. We can list logically the reasons we think why we want to travel. Everyone has some dreams. Dreams, visions and goals, and we try to reach them unconsciously. We live in the age when to try to seek luck somewhere else is nothing weird. All of us dream about the famous American dream in particular, or just to find a work in the USA, enjoy all the attractions of the country and culture and maybe stay for the rest of your life might be a good scheme to follow in whatever country you prefer. And it doesn’t matter if it is the love of your life or the very new astronomical observatory what brings you there. Let’s travel from whatever reason to whatever place. And if you are too lazy, try to imagine yourself in the age of your parents, sitting in the sofa with suffering expression, repeating to your children again and again: “If only I was your age once more… ” Just imagine. Then shrug, grab your camera and go.

Traveler’s Life Insurance

Travel life insurance is part of a complete traveler’s insurance package, which is something that you should have if you are going on a journey out of the country. You may lose your luggage, you may get stranded, you may lose your traveler’s cheques, you might need emergency medical services, and while we never want to think about this we could meet our death on a journey and should have our loved ones protected in case of such a tragedy.Travel life insurance is basically accidental death insurance that you can take out on yourself or your loved ones. You might already have this if you have a life insurance plan in place already, so check your policy first. You can get travel life insurance through an insurance broker or, sometimes, through your credit card company.But there are other important services to consider for your travel insurance package, too, besides just travel life insurance.

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First off there is trip cancellation insurance. You should buy this if your journey or vacation is going to cost you a few thousand dollars or more and you are mostly paying for things in advance. This insurance will reimburse you if the airline or cruiseline goes out of business or has to cancel the planned trip due to geopolitical upheaval or weather or some other reason. You’ll also be protected if you need to suddenly cancel due to a death in the family or illness, or for some other unforeseen catastrophe that will be spelled out in your policy. Trip cancellation insurance is superior to trip cancellation waivers by a long shot, but in return you have to pay much more (and it’s well worth it). You want to figure on paying anywhere from $5 to $7 per $100 of travel expenses in premiums. So if your travel will cost you $5000 your trip cancellation insurance will cost you $250 to $350.Personal effects insurance will cover you against theft, damage, or loss of luggage or other insured valuables like jewelry. You could possibly have this in your P&C insurance already such as your homeowner’s policy, but you should check. You may also be sufficiently insured by your airline, cruiseline, etc, so check to see how much they cover you for first, too. Otherwise, you can purchase a one-year renewable term-type policy that will cost you roughly $50 per $1000 of coverage (annually).Emergency medical assistance insurance is extremely important and can save you, well, an arm and a leg financially in the event of an unforeseen accident or sickness. First, check to see if you have this provision in your existing health insurance. And make sure you can get first-rate medical care under the provisions you pay for; it might be scary to try to get major medical treatment in some parts of Central America, for instance, and you’ll want to be covered for the cost of being transported to a better place.

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Lost Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Collision or Damage coverage (in case you’ll be renting a car) are all types of traveler insurance coverages that you will want to consider.So, while many people just take travel life insurance and other travel insurance coverage for granted or don’t even consider it, it’s very important to protect yourself, your loved ones, and your belongings against the unforeseen when you are traveling out of the country.

Automobile Emergency Kit, Winter Travel Life Saver or Waste of Money?

Most of us have experienced a flat tire, engine trouble, dead battery, or maybe even an accident. As untimely, and troublesome as these events can be, they are usually manageable. Can you image trying to deal with one of these events in the frigid cold of winter? Can you and your family deal with or even survive without an Automobile Emergency Kit in one of these situations? Have you ever considered how long it would be before help would arrive?An Automobile Emergency Kit is recommended by the Colorado Department of Transportation, and many others, to ensure you are prepared for the unexpected, especially during winter travel. According to a study by Daniel Eisenberg, PhD and Kenneth E. Warner, PhD, the number of winter automobile accidents in the U.S. during an average year is 1.5 million. This does not account for maintenance issues in winter, just accidents. So with these numbers in mind and if you travel frequently, it is likely that at some point in time you will have maintenance issues or be one of those statistics. In the worst case scenario, you could be stranded in the middle of nowhere in the dead of winter. How would you stay warm? What would you eat and drink? How would you see or signal for help? You may just suffer minor injuries, discomfort, or exposure to the elements for a short time before help arrives. But if you are without an Automobile Emergency Kit, this situation could be life threatening, especially if you get stranded in an unexpected or fast moving storm. It could be 24-36 hours before someone can help you. With an adequate Automobile Emergency Kit you could be self-supportive in these extreme conditions, until help can arrive.

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You may be asking what should I have in an Automobile Emergency Kit? According to most northern state authorities, it is recommended that you have a minimum of a 24 hour supply of drinking water, some blankets or sleeping bags, first aid kit, flash light or glow sticks. To round out a more complete Winter travel Automobile Emergency Kit you should add some food rations, waterproof matches, Swiss army knife, jumper cables, fire extinguisher, waterproof ponchos, reflective triangle, duct tape, and a help sign or distress banner. One last thing to consider for your Automobile Emergency Kit is a container. A heavy duty backpack is recommended, which makes for easy storage, plus extra room for some emergency clothing.

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An Automobile Emergency Kit can save your life if you plan ahead. You buy car, health, home, and life insurance, so why are you not getting survival insurance? It costs far less than the others! So get prepared for winter travel now. Purchase, or assemble an Automobile Emergency Kit, and ensure you have the supplies for you and your family to survive till help can arrive!